Monthly Archives: February 2018

What to do if you’re injured in a motor vehicle accident and the other driver doesn’t have insurance

Some drivers do not have insurance covering their vehicles in the event of an accident. This situation exists even though it is the law for all motor vehicles to have insurance to cover medical costs, lost wages, and the other damages suffered by a victim injured in a collision. Each year, a number of motorists are involved in collisions without having the mandatory insurance coverage on their vehicles. Your rights as a victim following an accident Do not assume that you do not have a claim if you are hit by someone without insurance. It’s not uncommon to be involved [...]

Major sections in the Standard Automobile Insurance Policy

In New Brunswick, the Financial and Consumer Services Commission has approved a Standard Automobile Insurance Policy. This means that every insured vehicle in New Brunswick has, at the very least, the same minimum coverage. There are 5 major sections in the Standard Automobile Insurance Policy. We are explaining these sections below: Section A – Third Party Liability This section is commonly known as "public liability and public damage (PLPD)". This Section of your car insurance policy is to cover you as owner and driver in the event that you injure someone or you damage property because of negligence. The minimum [...]

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