Monthly Archives: May 2016

Help your loved one focus on recovery after a brain injury

Watching a loved one recover from a traumatic brain injury is taxing. You have to deal with a complete life upheaval at a time when your loved one is struggling. Even though you are going through difficulties and changes, it is crucial that you help your loved one work toward recovery. In many cases, a person who suffered a TBI will enter into a rehabilitation program. This is usually an inpatient program that works to encourage people to learn to do things on their own. This is a marked difference from the acute care facility where they likely spent the [...]

Death and serious injuries that could have been avoided

Many road tragedies occurred in the last few months causing death and serious injuries that could have been avoided. Common factors leading to these fatalities and serious injuries are impaired driving, distracted driving, speeding and not wearing seatbelts. Impaired Driving Even though people are aware that driving under the influence is illegal, it doesn't always stop them from doing so. Even one drink can reduce your ability to react to things that happen suddenly while you are driving. The effects of alcohol include blurred or double vision, impaired attention and slowed reflexes. Your life and the lives of others can [...]

What Do You Need to Know About SEF 44 Family Insurance?

  The SEF 44 Family Protection Endorsement is an optional rider (an add-on) to motor vehicle insurance policies. It provides you with extra protection in case you are injured by another motorist who does not have enough insurance coverage to pay your injury claim. Insurance policies are legally required to provide compensation to other people who are injured by the insured driver - for example, if someone else injures you in an accident, you may be able to make a claim against that person's insurance. In New Brunswick and PEI, the minimum amount that a policy offers is $200,000, and [...]

Section B – Loss of income payments

If you were injured in a motor vehicle accident, then you have the right to get insurance benefits from your own car insurance company, or the insurance company of the other driver, no matter who is at fault for the accident. These benefits are called Accident Benefits (Section B) and include payments, such as weekly loss of income. Accident benefits are meant to immediately help you, while your injury claim is ongoing. If your injuries keep you from working, then you may qualify for weekly loss of income payments. The payments are 80% of your weekly income, up to a [...]

Facts about New Brunswick’s Disability Support Program

The Disability Support Program in New Brunswick provides flexible support for disabled people. Personal disability support plans are developed that allow disabled individuals to have their unmet needs addressed to help each person participate in the community. Some of the disability support that this program may provide includes: -- Personal living skills training -- Support for community participation and involvement -- Home support workers -- Respite care -- Assistance within and outside of the home -- Transportation supports -- Assistive devices and technical supports that are disability specific -- Residential facility services There are some services and supports that are [...]

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